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Location, Location, Location: How to Pick the Perfect Neighborhood

Bev Curtis

Bev has lived in Columbia for 34 years and was born and raised in Troy, MO...

Bev has lived in Columbia for 34 years and was born and raised in Troy, MO...

Oct 1 5 minutes read

When buying a home, everyone says the same thing: it’s all about “location, location, location.” And for good reason. The right neighborhood can make or break how much you enjoy your new home—and how well it holds its value. Here’s a straightforward guide to help you choose the perfect spot to settle down.

1. Think About Your Commute and Daily Routine

Nobody loves a long commute. Before you fall in love with a house, check how far it is from work, school, grocery stores, and other daily stops. Nearby access to I-70, Highway 63, and other major Columbia roadways can save you a lot of time and stress. The goal is to make your life easier, not harder.

2. School Districts Matter—Even If You Don’t Have Kids

Schools aren’t just important for households with kids; they impact the whole neighborhood. Homes in highly rated school districts tend to hold their value better. So, even if schools aren’t on your personal radar, they should be on your investment radar. A home in a well-rated district can be a smart buy.

3. Safety First

Safety should always be a top priority. Take the time to research crime rates in the area you're considering. While everyone's opinion of what is "safe" will vary, you can look for things like neighborhood watch programs, well-lit streets, and a visible police presence. Not sure where to start? There are plenty of online tools to help.

4. Get a Feel for the Vibe

What kind of lifestyle are you looking for? Some people want downtown energy, with shopping, restaurants, and nightlife nearby, while others prefer subdivisions or rural spaces. Visit potential neighborhoods at different times of the day and week to see what it’s really like. Are there parks, gyms, or coffee shops you’ll enjoy? Or, maybe you prefer a secluded country setting with a lake view. Make sure the area fits your lifestyle.

5. Look at Future Development

Don’t just focus on what’s there now—think about the future. Is the area growing? Are there any big developments coming soon? New roads, schools, or shopping centers can boost property values, but too much construction can lead to noise and traffic. Check with local planning departments to see what’s in the works.

6. Check Home Values and Market Trends

Are home prices in the neighborhood stable or on the rise? It’s important to know what the real estate market is doing. A growing neighborhood can mean a solid return on investment, while an already high-priced area may have less room for growth. Stay informed, and work with a Realtor who knows the local trends.

7. Noise and Traffic Levels

It’s easy to overlook noise and traffic until you’re living with it every day. Pay attention to nearby roads, schools, or businesses. Even if the house is perfect, constant noise or heavy traffic can be a dealbreaker. Visit during peak hours to get a sense of how busy and noisy the area is.

8. Community Matters

A good neighborhood should feel like more than just a collection of houses. Look for signs of community—like neighborhood events, local groups, or even just friendly neighbors chatting. A strong community vibe can make a huge difference in how connected and happy you feel in your new home.

9. Consider Natural Surroundings

Access to green space, parks, or even a great view can make a big difference in how much you enjoy your home. But it’s not just about beauty—think about potential environmental risks too, like flood zones, a steep backyard, or a negative yard grade towards the home. A little research now can save a lot of hassle later.

10. Affordability and Long-Term Potential

It’s easy to get swept up in a neighborhood’s charm, but make sure you’re staying within budget. Factor in all the costs: property taxes, homeowners association (HOA) fees, and utility costs. And remember, it’s about finding a balance between what’s affordable now and what will be a good investment in the future.

Finding the right neighborhood isn’t just about today—it’s about how it’ll feel to live there tomorrow, next year, and a decade down the road. By thinking through your lifestyle, future growth, and what’s important to you, you can make sure you’re not just buying a house, but a place you’ll love to call home.

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