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Why Now Is a Good Time to Buy a Home (No, Really)

In the ever-changing real estate market, timing can be everything. While conventional wisdom suggests that spring and summer...

  • Bev & Co. Realty
  • November 28th, 2023
  • 4 min read

In the ever-changing real estate market, timing can be everything. While conventional wisdom suggests that spring and summer are the prime seasons for buying a home, there are compelling reasons to make that significant investment now instead. In this post, we'll explore three key reasons why the current season presents a unique opportunity for homebuyers in Columbia, MO.

There’s less competition this time of year.

As the temperatures drop, so does the level of competition for buyers in the real estate market. Reasons include busy holiday schedules, cold weather, and the misconception that spring and summer are the only suitable times to seriously consider purchasing a home. This creates a notable advantage for those who buy during the colder months.

With fewer buyers actively searching for homes, you're likely to encounter less competition for the properties you have your eye on. This can translate into a more relaxed and buyer-friendly environment. Sellers who are feeling the seasonal dip in demand may also be more motivated to negotiate with you and close deals promptly. By taking advantage of reduced competition, you position yourself to secure a better deal and save on your new home.

A seasonally slower market means more options for buyers.

In a seasonally slower real estate market, home inventory tends to linger on the market a bit longer. While some may see this as a drawback, savvy buyers recognize it as an opportunity to explore a wider range of options and make more informed decisions.

During peak seasons, the pressure to act quickly can result in rushed decisions, potentially leading to buyer's remorse. In the off-season, you have the luxury of time on your side. You can carefully evaluate each property, weigh the pros and cons, and thoroughly consider your needs and preferences without the urgency that accompanies a hotter market.

Moreover, a slower market can sometimes motivate sellers to be more flexible with their terms. This might include being open to negotiation on the asking price, throwing in additional perks, or accommodating specific requests. By tapping into the surplus of available options and the potential for more flexible negotiations, you increase the likelihood of finding a home that perfectly aligns with your vision.

Buying and refinancing beats waiting for rates to drop.

Interest rates play a significant role in the overall cost of homeownership. While it's tempting to wait for the moment when rates hit an all-time low, predicting those movements is a challenging task—even for the experts. Instead of playing the waiting game, consider the advantages of buying now and refinancing later.

Generally speaking, real estate is an appreciating asset. Delaying a home purchase means missing out on property value appreciation. If you can afford the higher payment, buying a home now will give you the opportunity to build equity over time—which means you’ll gain more wealth than you will if you sit out the market waiting for rates to change. Taking the plunge into homeownership during a period of higher interest rates can be a savvy move, as it positions you to leverage future market changes and optimize your financial position through refinancing when rates do eventually drop.

Did you know? Rates shift up and down daily—and while the changes might seem minor, just a small drop can shave hundreds off your monthly payment. Interested in capitalizing on this? Get in touch, and we’ll help you strategize. 

Time in your home is better than timing the market.

Waiting for the "perfect" time to buy a home can be a risky strategy. The real estate market is dynamic and influenced by a multitude of factors. By considering the benefits of the current season—less competition and more options—you position yourself for a successful and satisfying homebuying experience.

 

Seize the moment.

Now is the time to take advantage of the unique opportunities presented by the current market conditions.

If you're considering making real estate moves in Columbia, MO, reach out. We can't wait to guide you through the process.

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Bev & Co. Realty

Bev & Co. Realty

1000 W Nifong Blvd, Bldg 2, Ste 100, Columbia, MO 65203

1000 W Nifong Blvd, Bldg 2, Ste 100, Columbia, MO 65203

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573.864.5054

Message Us:

[email protected]

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